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"Losses from property damage, medical and legal costs, and lost income add
up to billions of dollars annually for automobile mishaps. Automobile insurance
plays an important role in protecting consumers from serious financial losses
that can result from such accidents.
The basic types of auto insurance coverage include:
· Bodily Injury Liability
Pays your legal defense costs and claims
against you if your car injures or kills someone. Covers family members
living with you and others driving with your permission.
· Property Damage Liability
Pays your legal defense costs and
claims against you if your car damages another's property. Does not
cover your property, including your auto.
· Medical Payments or Personal Injury Protection
Pays medical
expenses resulting from an accident for you and others riding in your car.
Also pays for you or your family members injured while riding in another's car or while walking.
· Collision
Pays for repairs of damage to your car caused by a collision
with another vehicle or any other object, regardless of who was responsible.
· Comprehensive Physical Damage
Pays for damages to your car resulting
from theft, fire, hail, vandalism, or a variety of other causes.
· Uninsured or Underinsured Motorist
Pays for costs related to injuries
or property damage to you or your family members and guests in your car caused
by an uninsured, underinsured, or hit-and-run driver."
Please speak with a John K. Burkley representative to determine which
coverage is best for you!
*Better Business Bureau (www.bbb.org) |