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Even though the owner of a building (generally the landlord) has insurance
coverage for the building itself, renters are responsible for insurance coverage
that would protect their personal belongings in the event of fire, theft or
disaster. Items such as furniture, electronic equipment, clothing, and any
appliances you may own are not covered under the building-owner's policy.
Renter's insurance also offers liability coverage in the event a guest is
injured in your rented apartment or house. Speak to us about Personal
Liability and other optional types of Renter's Insurance. |